There’s nothing more frustrating than not having access to a single platform for all the credit, debit, and banking needs when it comes to banking. Surprisingly AMHFCU or the American Heritage Credit Union is an answer to all those queries. They are a one-stop banking solution that takes all your worries away and enables you to plan a secure financial future.
From your investment choices to planning for your child’s education and your retirement, AMHFCU offers holistic credit and banking solutions for almost every facet. With a history of decades, American Heritage hones a credible cooperative solution holding over $4 billion in financial assets.
So, the next time you need to sort out your financial planning, this is where you need to go into. This post will further look into AMHFCU and why it has gained the kind of popularity that it has now.
Why American Credit Union?
We want to take a step back and assess all our choices with any financial journey. Why should we even opt for American Heritage Credit Union? What makes them different from the rest of the financial institutions you have around?
American Heritage is a credit union and not a bank. So, when you start your financial journey with them, you can enjoy the convenience of a bank but without the hassle and complications that come with it.
The organization has been around since 1948, which further contributes to its reliability. You know that your money won’t go to a complete waste.
Some of the reasons why you might want to consider AMHFCU are:
Get better returns
In their tagline, American Heritage charges you less and pays you more. With better returns guaranteed and added benefits, why won’t you want to indulge in their services, right?
They also have significantly lesser rates on the sanctioned loans and credits and offer a higher line of interest on the savings than you’d get with a bank.
Not for profit
Another standout feature of American heritage is that it’s a not-for-profit organization. So, every last profit in interest that they earn goes back into the community. Instead of taking profits from their community members, AMHFCU takes the member’s money and then provides a better interest rate on the savings and offers loans to those in need.
With the non-profit objective, the organization pays a higher dividend and better interest rates to the members. The same applies to the interest rates that they charge on the loans.
Owned by the members
As part of the American Heritage membership, it is the members who own the financial organization and not the other way around. It gives each member the autonomy to choose what they want to do with their spare money.
Unlike banks owned by investment stockholders, with American Heritage, it is the members who volunteer to make decisions, and the same is relayed to the board of directors by the appointed CEO at the time.
Optimal financial health
With American Heritage, users can kickstart their financial journey without worry or constraints. There is no specific higher or lower limit when investing or saving any amount with the platform.
Managing their member’s finances properly to offer them maximum interest is what AMHFCU is targeting. Besides its financial services, the platform also offers comprehensive resources that the users can look into to simplify their investment journey without any hassle further.
Direct and transparent contact
How many banking or financial solutions let the members talk to the CEO directly? With American Heritage, you can directly talk to the CEO in case of any issues or grievances along the way. No longer will you have to worry about being blindsided.
What are the services available under American Heritage?
Now that you have a fair idea about American Heritage and its excellent vision and objective let us walk you through its available services.
Since they are a diverse financial institution, it isn’t surprising that their services are pretty comprehensive and versatile. Following are some of the services available under American Heritage:
- Online and mobile banking
- Video advisor
- First heritage realty alliance
- Membership benefits
- Shared branching
- Loans and cards
Besides these, you can have access to many individual services under these categories that you can explore as per your requirements.
What are the Membership Benefits under American Heritage?
When you sign up or register an account on American Heritage as a member, the organization provides you with a range of membership benefits, including:
- Access to financial wellness through blogs, seminars, events, and easy access to multiple branches
- Have access to the most systematic insurance policies
- Some exclusive benefits include concierge service, home connection program, investment and retirement centre, etc.
- Have access to shared branching
- Earn points as an AMHFCU member and use them to redeem some fantastic rewards in the long run
These are some primary membership benefits that you can avail yourself of with American Heritage. You can discuss more when you are opening an account with them.
American Heritage Credit Union is one of the most popular and well-known financial organizations in the United States. We’d recommend looking into their services for the users looking for a better investment and savings journey for their future financial goals. They are highly reliable and offer transparency and direct communication that you otherwise wouldn’t find with most financial institutions.
Is American Heritage safe?
Despite not being a bank, AMHFCU has been in practice since 1948, so you won’t have to worry about their safety.
What are some investment options with American Heritage Credit Union?
Several investment options, including retirement plans, insurance and real estate services.
How do I get approval for a loan under AMHFCU?
Every loan sanction involves different eligibility criteria. So, we’d recommend reading those and ensuring that you qualify for them before applying.